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Let us put you on the path to a higher credit score. Click here to learn how.

Let us turn your mole hill into a mountain. 13 Month CD at 2% APY*

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Free Credit Check Up From SC Telco

Credit reports and credit scores influence our lives in many ways. Your history of credit management affects the cost of loans, your ability to rent or buy a home, the insurance rates you are offered, and even your future employment opportunities. By understanding the world of credit reports, you can create a positive credit standing and good scores so you can achieve your goals quickly and at the least expense.

Reading a credit report is not always easy! They are full of coded information that can be quite confusing. Because of this, SC TELCO FEDERAL CREDIT UNION is providing you with an opportunity to receive a FREE CREDIT CHECK UP! Stop in today at any of our 8 locations throughout South Carolina and let us review your credit report and your credit score. Our Member Service Representatives will explain items found on your credit report, review your credit score with you and establish a clear path to an improved credit score.

In the meantime, here are some things you can do to improve your credit:

  1. Review your credit report: You are entitled by law to receive one free credit report from each of the three credit reporting agencies per year. These credit reports can be retrieved for free at www.annualcreditreport.com. BEWARE OF OTHER SITES OFFERING FREE CREDIT REPORTS. Many sites require you to enroll in a credit monitoring program to receive what is rightfully yours.
  2. Always making timely payments: A commitment to never make a credit payment late is one of the most powerful steps you can take to improve your credit rating.
  3. Repaying collection accounts: If you have any accounts in collections, you can give your score a quick boost by paying them.
  4. Avoid Quick Credit Repair Offers: There is no such thing as a quick credit fix – only time and positive activity will mend credit damage. Some companies claim to “repair” credit reports, and often for a very high fee. Another common tactic credit repair agencies use is to issue consumers a “new identity,” complete with a tax identification number to use as a social security number. This is an illegal practice for which the consumer often ends up paying the legal price.

For a clearer and legal path to a higher credit score, stop by any SC Telco branch office for your FREE CREDIT CHECK UP! Give us 10 minutes and we will put you on the path to a higher credit score.

 

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13 Month CD at 2% APY*!

Stop in today and open a 13 Month CD at 2% APY*. TO be eligible for this rate, the certificate must be purchased with new money or with an additional $500 added to maturing CDs. Funds are considered New Money if the funds are from another institution or if new funds have been deposited in an account at SC Telco in the last 30 days.

Let us turn your mole hill into a mountain of cash with a 13 Month CD at 2% APY*. Hurry, this is a limited time offer. Stop in any one of our eight branch locations.

* Annual Percentage Yield

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