The Difference

  • Credit Unions are not-for-profit consumer cooperatives. We work to perpetuate the ideals of the credit union movement, focusing on the belief that people are worth more than money.
  • Each credit union member is an equal owner. We are operated democratically, with each of our members possessing an equal vote in the operations of the credit union.
  • SC Telco was founded in 1935. With more than 70 years serving South Carolina, you can count on our stability.
  • Quality service with a personal touch. We embrace the credit union motto of “Not for Profit, Not for Charity, But for Service.”
  • Once a member, always a member. Once you become a member of SC Telco, you are eligible to remain a member forever.

Core Values

  • To have an attitude that serving the member is the only reason for our existence.
  • To be a financially viable credit union that is committed to improving the quality of life of the members we serve.

  • To have an environment that welcomes employee involvement, rewards teamwork and commitment, enhances employee learning and achievement, and is boundaryless in its structure.

  • To seek long term relations with our members and select employee groups.

  • To embrace the changing structure, products, and technology that is occurring in the financial services industry.
  • To provide a level of service that exceeds the members’ expectations, every time.

Ethical Principles

  • Honesty – Our business is based on trust, both internally and externally.

  • Integrity – Our business creates opportunities that are realized only through integrity and underlying personal and professional business practices.

  • Respect – We treat one another with respect and dignity and the value of diversity of our workforce, our members and our communities.

  • Responsibility – We accept accountability for ethical decisions and actions, and we ask for clarification when necessary, reporting concerns or observed violations.

  • Good Citizenship – We comply with both the intent and spirit of laws that govern our business and we thereby contribute to the strength and well being of our constituent communities.

What does it mean to you?

In short, our Core Values and Ethical Principles drive our decisions each and every day. Our creation and adoption of our Code of Conduct is another example of our commitment to being the best stewards of your money we can be.

Each employee is bound by our extensive Code of Conduct which governs:

  • Compliance with Laws and Regulations Accurate Record Keeping and Accounting; Document Retention and Destruction; Privacy and Confidentiality of Credit Union Information

  • Competition and Fair Dealing Anti-Competitive Activities

  • Protection and Proper Use of Company Assets Credit Union Funds and Property Information Technology

  • Conflicts of Interest Giving and Receiving Gifts; Business Entertaining Relationships with Outside Interests

 

 

Each member of SC Telco experiences the "difference" in his or her own way.

Read some of our actual member comments here.

To find out more information about SC Telco including how to join, email us! We can help you locate your closest branch and start you on the path to Financial Freedom!

Join SC Telco today and Experience A Difference!